FOR REAL ESTATE AGENTS
Your Buyer's Contingent Offer Got Rejected. I Can Usually Fix That in 24 Hours.
I specialize in buy-before-you-sell financing strategies for Washington homeowners. If you have a move-up buyer who can't compete because their current home isn't sold yet, or a seller who's reluctant to list because they don't know if they'll find the right replacement home, there's a good chance I have a solution. One 20-minute call is usually enough to know which one fits.
Troy Gamble | Branch Manager | NMLS # 40183 | Fairway Home Mortgage | 28 Years Experience
28 Years | NMLS# 40183
Prefer to text first? → (425) 230-3123
Sound Like Any of Your Clients?
The Fence-Sitter
They want to move up but keep saying they need to sell first. They've been saying it for six months. Every time you find them a home they love, the timing isn't right. You're losing months of work to an unsolved financing problem.
The Rejected Contingent Offer
You wrote a strong offer. The seller passed because of the home sale contingency. Your buyer is frustrated, you're frustrated, and the home went to someone else. This happens more than it should — and it's preventable.
Can't Compete With Non-Contingent Buyers
In markets like Seattle, Bellevue, and Kirkland, sellers expect clean offers. Your buyers who still own a home are starting every negotiation at a disadvantage. That costs you deals and costs your clients homes they wanted.
If any of these situations are sitting in your pipeline right now, one call is usually enough to know whether I can help.
What I Do and How Fast I Can Do It
I work specifically with homeowners who need to buy before they sell. Through Fairway Independent Mortgage Corporation, I have access to a bridge loan program that lets your client tap the equity in their current home for the down payment on the new one — so they can make a clean, non-contingent offer without waiting for their home to sell.
Depending on the client's situation, I also work with programs through HomeLight, Knock, and Calque. Some situations call for a bridge loan. Some call for a DTI solution. Some call for a combination. I figure out which one fits in about 20 minutes.
Here is what that means for you practically: your move-up buyers can compete on the same terms as buyers who don't own a home. Your contingent offer problem becomes a non-contingent offer advantage. And your fence-sitting clients finally have a clear path forward instead of an excuse to wait.
I can typically tell you whether there's a solution within one conversation. If there isn't, I'll tell you that too — and I won't waste your time or your client's.
What Agents Say
"Troy has helped agents throughout Washington turn stuck move-up buyers into closed transactions."
Agent testimonials available upon request — reach out directly at (425) 230-3123
TURNAROUND
24 hrs
Typical turnaround to know if a solution exists
OFFER POWER
3–11%
Stronger offer power with no home sale contingency
RESOLUTION
1 Call
Usually all it takes to find the right path forward
Questions Agents Usually Ask
Let's Talk About Your Client's Situation
The 20-minute consultation is free and there's no obligation. Bring whatever you know about your client's numbers — current home value, mortgage balance, target purchase price, and credit score range if you have it. If you don't have all of that, come anyway. I can usually work with a rough picture.
I work with agents throughout Washington and can move quickly when the situation calls for it.
— Troy Gamble | (425) 230-3123 | troy.gamble@fairwaymc.com
Licensed in WA, OR, CA, ID, NV, AZ, FL | Fairway Independent Mortgage Corporation | NMLS# 40183