There is no one-size-fits-all mortgage. We help you compare options and choose the path that makes the most financial sense for your situation.
About 12 minutes. No cost or obligation.
The most common type of mortgage. Often requires a higher credit score but can offer competitive rates and flexible down payment options (as low as 3% for first-time buyers).
Best for: Borrowers with good to excellent credit and a down payment.
Backed by the Federal Housing Administration. These loans are designed to help borrowers with lower credit scores or smaller down payments (as low as 3.5%).
Best for: First-time buyers or those building their credit profile.
Exclusive to eligible veterans, active-duty service members, and surviving spouses. Offers 0% down payment options and no private mortgage insurance (PMI).
Best for: Military members looking for favorable terms.
For loan amounts that exceed conventional conforming loan limits. Common in higher-priced markets like Woodinville and Bellevue.
Best for: Buyers purchasing luxury or higher-priced properties.
Affordable financing options for properties located in designated small towns, suburbs, and exurbs, offering a no down payment option.
Best for: Buyers looking for homes in rural or suburban areas.
Specialized options that may include down payment assistance or reduced mortgage insurance requirements to make buying more affordable.
Best for: Those buying their very first home.
Roll the cost of financing or refinancing a home and repairs into one loan. Great for homes that need a little TLC.
Best for: Buyers purchasing fixer-uppers or homeowners wanting to remodel.
Alternative documentation loans (like bank statement loans) for business owners who may not show traditional W-2 income.
Best for: Entrepreneurs, freelancers, and small business owners.
For homeowners 62 and older, turn a portion of your home equity into cash for retirement without a required monthly mortgage payment.
Best for: Seniors looking to supplement retirement income or eliminate their current mortgage payment.
Financing specifically for properties you intend to rent out rather than live in. Often requires a larger down payment.
Best for: Real estate investors building a portfolio.
About 12 minutes. No cost or obligation. And I only run a soft pull at this stage.
That's what we're here for. Schedule a quick consultation and we'll help you navigate the choices without the jargon.
About 12 minutes. No cost or obligation.